Articles carried in this website are contributions by IGM members and although IGM had carried out its due diligence, it cannot attest to the accuracy of the information, and all opinions expressed are strictly those of the originator of the articles unless otherwise indicated.

Access to this website and the use of any information contained therein are at the users' own risk and by accessing the website the users are deem to have accepted the terms and conditions of use. Users shall indemnify IGM against all claims arising from any losses or damages (whether direct, indirect, special, consequential or otherwise) resulting from errors or omissions contained in this website. IGM reserves the right to update, add, amend, remove, replace or change any part of the web site content without prior notice.

Users may use the information in this website freely for non-commercial and non-profit purposes but proper acknowledgements must be given to IGM. For other purposes, users are advised to obtain permission from the originators as IGM does not hold ownership of the information.